Insurances Accepted at LifeStance Health
Making mental health care accessible and affordable with a wide range of insurance providers. Find a provider who accepts your plan today.
Accepted Insurance Providers
LifeStance Health partners with a broad spectrum of insurance providers to ensure that your mental health care is covered. Here are the major plans we accept:
- Aetna
- Blue Cross Blue Shield
- CareFirst BlueCross BlueShield-Medicare
- Evernorth
- Highmark Blue Cross Blue Shield
- Kaiser Permanente Washington-Medicare
- Providence Health Plan
- Quartz
- Quest Behavioral Health
- Regence BlueCross BlueShield-Medicare
Select Your State for Local Insurance Information
Choose your state to find providers and insurance information in your area.
Understanding Mental Health Insurance and Its Benefits
Mental health insurance covers a wide range of treatments, including therapy, counseling, and medication. Understanding your insurance coverage can reduce costs and ensure that you get the care you need. Here's how insurance benefits your mental health care:
Insurance Improves Access to Mental Health Care
- Cost Reduction: Significantly reduces out-of-pocket expenses for mental health services.
- Access to Services: Opens the door to a wider range of therapists and mental health professionals.
- Encourages Regular Care: Promotes consistent care, which is key to long-term mental health.
- Comprehensive Coverage: Preventive care options that address mental health challenges early.
Common Mental Health Insurance Terms
- In-Network: Providers who are contracted with your insurer for lower rates.
- Out-of-Network: Providers who are not contracted with your insurance plan, which may result in higher costs.
- EOB (Explanation of Benefits): A statement that outlines what was paid by your insurance.
- AOC (Add-on Codes): Describes additional services during treatment.
- TPA (Third Party Administrator): A company that handles claims processing on behalf of insurers.
- Carve Out: When a specific service, like mental health care, is excluded from a health plan.
Insurance FAQs
- Does LifeStance accept insurance? Yes, LifeStance accepts most commercial insurance plans across the states we serve. If you don't see your provider listed, please contact us for assistance.
- Does LifeStance accept Medicare and Medicaid? Yes, we accept Medicare and Medicaid in most locations. Check with our office for more details.
- What should I do if I have questions about my coverage? If you have questions, reach out to us or your insurance provider directly. We’re here to help you!
- What if my insurance coverage changes? Notify us as soon as your coverage changes, and we’ll update your records accordingly.
- What fees am I responsible for? Your out-of-pocket expenses depend on your insurance plan. Please contact us to clarify any potential fees.
Find Mental Health Insurance Accepted in Your State
Click on your state below to view more information about insurance providers in your area. We work with many leading insurers to make mental health care more accessible to you.